Buying, selling & moving
You are living somewhere else while the property is put right.
An independent record of condition, made by somebody who is neither performing nor paying for the work.
Typical duration
Months
Notice you get
None — it follows an event
Contactable?
Yes, and heavily occupied by the claim
Dominant risk
Freeze during works, plus undocumented condition
Displacement after a flood, a fire or major water damage puts a household somewhere else for months while restoration runs. The owner is managing an insurer, a restoration contractor and a temporary home simultaneously.
The property is empty, actively worked on, and its condition is the subject of a live financial process. That makes independent documentation genuinely useful — a dated record made by somebody with no stake in the claim.
It is also worth being precise about what that is not. Documentation is not a damage assessment, a scope of loss, or an opinion on what the claim should pay.
What makes this different
Every situation on this site is empty for a reason. These are the things specific to this one.
Condition is the subject of a live financial process
Independent, dated documentation has a value here it does not have elsewhere.
Multiple parties already involved
Insurer, adjuster, restoration contractor. Adding a party requires being clear about what it does and does not do.
The owner is already overloaded
Managing a claim is a job. Property attendance should not be another one.
What typically goes wrong
- Restoration running for months with the property empty
- Systems partly disconnected during works
- No independent record of condition through the process
- Coverage terms during the works differing from normal
Services
What this situation usually involves
In roughly the order people add them.
Vacant Home Checks
Scheduled physical visits to an unoccupied property, with a timestamped photo record and a written report after every visit.
Photo Documentation
A timestamped photographic record from each visit, kept as a running visual history of the property.
Video Property Walkthrough
A recorded continuous walkthrough showing the current condition of the property, room by room.
Contractor Access & Attendance
A representative opens the property for a scheduled trade or professional, logs arrival and departure, and secures it afterwards.
Temperature & Freeze-Risk Observation
A recorded interior temperature reading at each visit, with freeze-risk observations through the Alberta winter.
Other buying, selling & moving
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